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All about rates
Interest rates, loan terms, annual percentage rate
(APR) ... it can all seem confusing. But it's really just about getting the
monthly payment to fit you and your lifestyle. Let's look at how you can use
these loan features to lower your payment.
Rates, points and APR
Variable Interest Rates Loans
Rates, points and APR
Know how interest rates affect your payment
The interest rate on a loan is used to calculate your monthly payment. The higher the interest rate, the higher your monthly payment. The lower the interest rate, the lower your monthly payment. Simple? Yes, but abstract until you see it applied to your loan. Call us for details.
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Variable Interest Rates Loans
Variable-rate home equity
lines of credit
When comparing variable-rate lines of credit, APR is not generally used. On home equity lines of
credit, the APR is the annual interest rate; no other fees or charges are
included. So, you'll need to
compare indexes, margins, annual fees, and other terms.
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Countrywide has a huge selection of loans built to suit specific needs of our customers. Our home loan experts are ready to help you find the loan that’s right for you! Contact us now to get a FREE, no obligation loan consultation:
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1-800-825-4549 |
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Available 7 days/week |
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Quick and easy process |
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Low, up-to-the-minute rates available by phone |
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 Equal Housing Lender. © 2008 Countrywide Bank, FSB. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved.
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