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View a sample UpFront Approval Certificate and read on to discover how this Certificate can benefit you.
 
 
 
PURCHASE
 With an UpFront Approval
Certificate in hand, you can
show that you're a serious
homebuyer to both real estate
agents and home sellers.
or call us at 1-800-778-0298
REFINANCE
If you are refinancing, our
UpFront Approval gives you the
confidence of knowing you are
just a few steps away from
reaching your refinance goal.
or call us at 1-800-778-0298
HOME EQUITY
Our UpFront Approval lets you
know approximately how much
equity you have in your home
and speeds up the loan application
process.
or call us at 1-800-778-0298
 

What is it?

An UpFront Approval Certificate is our written commitment to you for a loan amount and the available loan programs that you may qualify for (subject to complete verification of information and certain terms and conditions). Click here to see a sample certificate. To understand the difference between pre-qualification and pre-approval, click here.
What to expect
   
  To request an UpFront Approval, we access your credit bureau report - with your permission and at no cost to you at this time.
   
  If your UpFront Approval request is successful, you'll receive a Certificate in printable form.
   
  UpFront Approval is subject to terms and conditions described on your Certificate.
   
  If you do not receive an UpFront Approval Certificate online, we may still be able to provide an UpFront Approval Certificate offline and will work with you to determine the best product to meet your needs.
   
  Countrywide will contact you according to your contact preference.
   
  For purchase loans, if you are eligible to receive an UpFront Approval, you can obtain a Certificate whether or not you have picked a specific property yet.
 
What if I don't receive one?
   
  Don't worry! We may still be able to provide an UpFront Approval Certificate offline. We gather some additional information and confirm we've received your information.
   
  You'll be provided a reference number for your information.
   
  A Home Loan Expert will contact you according to your contact preference and will work with you to determine what additional information may be required to establish the best loan product to meet your needs.
 
  Equal Housing Lender Equal Housing Lender. © 2008 Countrywide Bank, FSB. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. Privacy & Security.